The Life Company

History of dependability The Life Company

The prosperity of your loved ones is in your hands; insure your life today to guarantee their prosperity tomorrow

RF&G Life insurance is a wholly owned subsidiary of the Roe Group of Companies, one of the largest and most successful group of companies in Belize. The birth of the Roe Group of Companies was marked by the purchase of a defunct insurance agency, Horncastle (British Honduras) Ltd. from the H. Melhado Company by Mr. Gordon A. Roe in late 1963. With the help of underwriters at Lloyds of London and hard work, the agency soon built a reputation for integrity and service and took its place as one of the most important and respected insurance agencies in British Honduras.

Recognizing a need to more clearly define its purpose, in 1970, G.A. Roe & Sons Ltd. established an insurance company called Fire and General Assurance Company of Belize Ltd. Fire and General retained a part of the portfolio of business generated by the G.A. Roe & Sons Ltd. agency operation

In 1975 As the Roe insurance businesses continued to grow, it was, once again, decided that it was necessary to clearly state the direction of their insurance operations. Thus, G.A. Roe & Sons (Insurance Services) Ltd. was established to carry on the operations of the agency business. By this time the Agency had developed the expertise of an underwriting agency, producing and underwriting business for the Fire & General Assurance Company and for certain Lloyds of London Underwriters.

In 2001 G.A. Roe & Sons (Insurance Services) Ltd. was renamed F&G Insurance Agencies Ltd. in a continuing effort to build recognition of the Group's insurance brand.

In 2005 G.A. Roe & Sons purchased the Regent Life Insurance book of business and this along with the life and medical insurance line of business for which G.A. Roe & Sons was an agent, formed the genesis of the company we now know as RF&G Life Insurance Company. The core business of RF&G Life Insurance Company is the provision of insurance coverage for Life and Medical exposures.

Since this time, the company has further expanded with the acquisition of the Belize portfolios of CLICO in 2009 and the Belize book of business of Guardian Life and ALICO in 2015.


Our Vision

To be a leading "world class" insurer in Belize, satisfying the ever changing needs of our customers with integrity and innovation, providing continuity for clients, shareholders, employees and the community.

Our Mission

To provide Secure and Competitive insurance products adapted to the needs of our customers, making use of the latest technology whilst delivering a professional, efficient and personalized service based on a strong financial and ethical foundations.

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